Home Loan Programs



Conventional Loans

We offer a variety of fixed rate conventional loans programs. Minimum down payments range from 3%-20%. Available for most types of 1-4 unit homes.

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FHA Loans

Whether you are looking for a low money down FHA purchase loan, an FHA cash-out or streamline refinancing solution, or a Standard 203K loan to rehab a property that could use some renovations, we’ve got you covered.

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USDA Home Loans

No money down, 30 year fixed rate USDA mortgages to lower income home buyers in designated rural communities. One of the last zero money down home loan solutions available in the marketplace.

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VA Loans

We’re pleased to offer no money down VA home loan solutions to qualifying active duty servicemen and women, U.S. military veterans, and surviving spouses. VA mortgages can be used to purchase real estate with no money out of pocket and as a refinancing solution with low closing costs and the potential to cash out some of the equity in one’s home.

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Jumbo Loans

We offer both fixed rate and adjustable rate jumbo loans for borrowers looking to purchase and refinance residential properties in Indiana.

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203K Renovation Loans

Are you interested in purchasing a home that needs a little work? Do you need to make some repairs to your current primary residence? Mid America Mortgage is pleased to offer 203K financing solutions to home buyers seeking to finance both the purchase of a home and the cost of its rehabilitation through a single mortgage.

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Condo Loans

Financing condos can be tricky business as the various agencies (i.e. Fannie Mae, Freddie Mac, FHA, and USDA) have certain guidelines which must be met. At Mid America Mortgage, Inc. we know what questions to ask to make sure borrowers and the condominiums themselves are eligible for consideration.

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Rental Property Loans

Mid America Mortgage offers investment property loans for most types of 1-4 unit rental properties. Both fixed rate and adjustable rate solutions are available.

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First Time Home Buyers

We offer a number of popular low and no money down mortgage programs including conventional, FHA, VA, and USDA rural housing loans.

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Lower Credit Scores

We’re pleased to offer FHA mortgage financing assistance to borrowers with credit scores down to 580. This product is available to both those looking to buy properties and homeowners seeking to refinance.

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