State Bank offers a variety of home financing solutions popular with first time home buyers including government backed FHA, USDA, and VA loans and conventional home loans. FHA, VA, and USDA financing allows qualifying home buyers to obtain a mortgage with 0-3.5% down. Plus, credit requirements may be slightly less restrictive. Conventional loans often require 5-20% down.

Talk to the home loan professionals at State Bank today to learn more about making your dreams of homeownership a reality.